Profile
For a detailed overview of my professional journey, you can also visit my LinkedIn profile.
I am a Chartered Wealth Manager, a certified Portfolio Management Services (PMS) Distributor, and an AMFI Certified Mutual Fund Distributor. With 4 years of experience in wealth management and over 20 years of corporate experience behind me, I bring a unique blend of technical, managerial, and financial expertise.
Before this, I built a long career in the automobile industry—from two-wheelers to commercial vehicles—where I learned precision, discipline, and strategic thinking. That journey showed me that true financial freedom requires more than just a steady paycheck. It comes from intentional planning, disciplined execution, and clarity of purpose.
I realized that a steady income alone does not guarantee financial freedom. True freedom needs planning, discipline, and clear goals. This realization led me to shift my focus toward personal financial planning.
Jan 09, 2015helping clients make responsible and well- informed investment choices, backed by research and real-life experience. Later, I qualified as a Portfolio Management Services (PMS) Distributor, giving clients access to professionally managed portfolios. But I soon understood that clients don’t just need individual products—they need a complete, integrated view of their wealth.
Nov 09, 2017Designation. This one-year journey gave me a deeper understanding of how wealth is built for the long term. I learned that successful wealth creation is not about holding many unconnected investments, but about building a portfolio that is well-diversified, balanced, and aligned with life goals.
Aug 09, 2020I created this website. It reflects my expertise in digital marketing
and my commitment to financial education. My belief is simple: every rupee we earn is the result of
hard work, and it should work just as hard for us. With discipline and the right strategy, financial peace
of mind is within reach.
I monitor markets and regulations to keep you alert to risks and opportunities—so your wealth always stays ahead.
I design investment plans aligned with your goals, risk profile, and life stage—never a one-size-fits-all approach.
My advice is grounded in data and research, not commissions, so you receive recommendations you can truly trust.
I simplify finance, explain concepts in plain language, and adapt your plan as your needs evolve—always with ethics at the core.
offering responsible and transparent advice on mutual fund investments.
providing tailored portfolio strategies and direct access to professionally managed investment solutions.
To simplify the journey towards financial freedom, by guiding my clients through a structured Personal Financial Planning process, customized to their Risk profiles and Financial aspirations.
What Makes This Platform Unique
This website isn’t just a brochure—it’s your gateway to financial empowerment. Here, you’ll find:
Clear, straightforward explanations of all investment avenues—without jargon and without bias toward high-commission products. Just honest, balanced insights you can trust.
Personalized guidance tailored to your unique profile, backed by both professional rigor and personal
stories.
A trusted partner in your corner, committed to building and preserving your wealth long-term.
Whether you’re looking to build your first wealth portfolio, plan for your family’s future, or structure legacy investments, I help clients like you achieve financial clarity and control—without feeling overwhelmed.
Every wealth journey begins with a single step. Reach out today, and let’s create a financial plan that works as hard as you do. Together, we can move you closer to the financial freedom and peace of mind you deserve.
The website persfinanceplanning is owned by Mr. Nitin Wali (ARN–244802, APRN07002), a registered AMFI Mutual Fund Distributor and a registered Distributor for Portfolio Management Services (PMS).
As a distributor, the role is limited to facilitating access to mutual funds and PMS providers registered with SEBI and recommending suitable product options based on the investor’s profile. This platform does not provide investment advisory services under SEBI (Investment Advisers) Regulations, nor does it act as a Portfolio Manager. All information, tools, and calculations shared here are for educational purposes only. No fees are charged to investors for using this website. The distributor may receive commissions from AMCs or PMS providers for distribution-related activities.
Mutual fund and PMS investments are subject to market risks. Past performance does not guarantee future results. No assurance is given regarding investment returns or the achievement of financial objectives.
